Home Insurance
We provide links to the websites of the AA and Key Connect Insurance Services where
you can find out more about their Home Insurance products and obtain an instant quote.
(Key Connect Insurance Services is part of the Heath Lambert Group,
one of the largest
insurance
brokers in the UK, and the 7th largest in the world.)
Home Insurance Quote
Home insurance is essential when obtaining a mortgage and will always be requested by your mortgage provider. Home insurance is normally separated into two types of cover, buildings insurance - this covers the structure of your home and fixtures and fittings, and contents insurance - which covers all furniture and personal possessions, basically everything you'd pack up and take with you if you moved.
You can have both types of cover combined into one policy through one insurer or insure your buildings and contents separately though two different insurers with the option to pay annually or monthly premiums. Cover will normally protect building and contents against the major risks of fire, storm damage, flood damage and theft, policies may also cover many additional risks as well.
Home Cover
An Englishman?s home is his castle. This is the place we feel safest, where we keep our loved ones, the only place we can sleep soundly, the one place we want to be at the end of every day. This is why home cover is so important. Home cover gives you peace of mind that any damage or theft to your property or possessions will be replaced financially. Of course, you cannot cover the cost of sentimental value but home cover relieves you from the financial worries of replacement. Home cover is a necessity when you have a mortgage to cover the cost of possible re-building of your house. However, you are not obliged to buy home cover through your mortgage provider so it always pays to shop around. Theidol.com can take the hard work out of this for you by providing you with comprehensive insurance quotes at competitive prices.
So for comparable quotes why wait? Buy online for instant cover and peace of mind
the AA : Through theidol.com's link to the AA you are able to benefit by obtaining the
best home insurance
quotes from the AA's panel of over 10 leading insurers. In fact a recent survey (October '06) showed they
could save you up to 25% on your home insurance.
Building Insurance : theAA.com offers unlimited rebuilding costs for your property including accidental damage cover as standard.
Contents Insurance : Cover of up to £40,000 (higher levels available on request). Automatic new-for-old
cover on most items. Accidental damage cover for your non portable home entertainment, home electrical
and gas equipment. Cover for legal expenses up to £25000.
If you are switching your Home Insurance and your current provider requires a transfer fee the AA will refund up to £50 (up to £25 for buildings insurance and up to £25 for contents insurance).
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House Insurance
Key Connect Insurance Services : Similarly Key Connect Insurance Services for Home Insurance provides an easy to use comparative quotation system for your buildings insurance and contents insurance together with personal possessions insurance from a range of insurers including Legal and General, Allianz Cornhill, Fortis, Canopius, Ecclesiastical Insurance, Beazley and Certain Other Underwriters at Lloyd's and Great Lakes reinsurance (UK) PLC.
The online 'quote and buy' household insurance service provides extremely competitive premiums and allows you to tailor the quote to your individual needs. Your policy will automatically include legal protection cover with a sum insured of £50,000 and a key recovery service for added peace of mind. Key Connect offers generous discounts if you purchase home contents and buildings insurance cover together. Security discounts of up to 25% are available. These discounts are further enhanced by commission sacrifice provided by theidol.com.
Key Connect offer immediate cover and you can pay for your Home Insurance online, either annually or by monthly instalments using your credit or debit card. You can view the policy details and wording online so you know just what cover you are getting before you choose to buy. Your policy documents are e-mailed within hours - no snail mail and there's no form filling or paperwork to send back to us.
Key Connect home insurance policies comply with the requirements of the majority of UK Banks and Building Societies and in most cases are considerably cheaper, helping you to make vast savings on your household insurance premiums.
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Buy To Let Insurance : If you require insurance for a buy-to-let property, then click for a Landlords Insurance quotation.
Why delay, just click 'Instant Quote' next to your chosen provider below to obtain your
Home Insurance quotation.
theidol.com home insurance section is for UK (mainland) residents wishing to insure residential properties and contents only.
To find out more about Home Buildings and Contents Insurance please click here to visit the Association of British Insurers Website.
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KeyConnect Home Insurance from Heath Lambert -
You choose the Level of cover you require for your Buildings and Contents and your Personal Effects
.
There is no need to pay for cover you do not need.
Once you've bought your policy all the documents are e-mailed within a few hours.
Your policy will automatically include Legal protection cover with a sum insured of £50,000 and a key recovery service for added peace of mind.
If you are unable to obtain a home insurance quotation from Key Connect's online service, this may be due to adverse claims experience, postcode location or another reason. Key Connect may still be able to offer terms & all it takes is just one phone call to Key Connect on 01924 207559 and they will try their best to offer competitive insurance cover for your property.
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Home Insurance from the AA -
Contents Cover Includes
Contents cover of up to £40,000.
(higher levels available on request)
Automatic new-for-old cover on most items.
Legal expense cover of up to £25,000.
Accidental damage cover for your non-portable home entertainment and home electrical and gas equipment.
Buildings Cover Includes
Unlimited rebuilding costs.
Accidental damage cover as standard.
24-hour emergency cover and helpline.
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