life insurance

Compare Life Insurance Quotes

  • compares life insurance quotes from a panel of leading, trusted, well-known UK providers
  • Set-up your chosen cover online
  • provides a dedicated contact who will ensure any queries or help you need can be obtained easily.

Life Insurance may be used to protect your family or your business in the event of your death; and critical illness insurance could help provide financial stability in the event of serious illness.

There are many reasons to purchase a life insurance or critical illness insurance policy...

Protecting your family financially should the unexpected happen is the main purpose of Life Insurance... having a lump sum available to:

  •   Provide financial security for your family
  •   Pay off mortgage and debts
  •   Give your family time to plan their future without financial pressure
  •   Cover funeral costs

At, our aim is to provide some of the most competitive life insurance quotations available. We share our commission with you, the customer. We do this by sacrificing a percentage of our commission, which will reduce your premiums throughout the term of the policy.

Life Cover Policy Options

Level Cover
  • Amount of cover remains the same throughout policy term
  • You decide the number of years you wish the policy to be in force
  • You choose the amount of cover at the outset
  • You can choose to add critical illness cover to pay out a lump sum upon the diagnosis of a specified critical illness [more info]
Decreasing Cover
  • Cover decreases in line with the outstanding balance on a standard repayment mortgage
  • You choose the length of the policy (usually the same as the remaining years on your mortgage)
  • You decide the amount of cover (usually the same as the outstanding debt on your mortgage)
  • You can choose to add critical illness cover to pay out a lump sum upon the diagnosis of a specified critical illness [more info]

Cover Amount

When buying a life insurance policy you choose the amount you would like the policy to pay out in the event of a claim. The amount can either be 'level' so it stays the same for the duration of the policy or it can decrease in line with a repayment mortgage if the cover is specifically for that purpose.

Cover Duration

You also choose the duration 'term' of the policy. The policy will only pay out if a claim is made during this term which you may choose to align with the length of your mortgage or perhaps until you retire.

These are examples and it is important the duration or term you choose is suitable for your needs. You will pay for the policy (normally on a monthly basis) for the full duration of the policy term.

Single Life or Joint Life?

The life insurance policies compared by can be for either a single life or joint lives. In the case of joint life policies (where two people are covered) the policy will pay out for the first claim only.

Cover Type Single Life Joint Life* Critical Illness Option
Level Cover      
Decreasing Cover      

*With a joint-life policy the payout is on the first event only.

Do I Need Critical Illness Cover?

Critical Illness cover can be purchased alongside life insurance to provide cover in case of a specified serious illness, we offer two different ways to purchase critical illness cover, more details of which are available on our critical illness page uses cookies to ensure you get the best experience when using our website. By continuing you are agreeing to our use of cookies as described in our privacy policy. Read Our Privacy Policy