travel insurance

Travel Insurance

With more and more of us travelling abroad every year, travel insurance is becoming increasingly important.

Travel Insurance provides vital protection, both before and during your trip.

Compare Travel Insurance

theidol.com are an online broker comparing Travel Insurance policies from our panel of leading UK insurance providers.

We offer quotes whether you're travelling on a single holiday, going backpacking, or planning multiple trips over the coming year.

You can easily compare key levels of cover and features to ensure you buy the right travel insurance policy at the right price.

We also include Defaqto Star Ratings - these reflect the quality, features and benefits offered by each policy and so assist you in determining the most appropriate policy for your needs.

Note: You should always read the key features as type and extent of cover varies for each policy.

Get a Quote »

 

Why do I Need Travel Insurance?

  • Cancellation Cover - Holidays can be costly, with even a "cheap" getaway to Europe costing hundreds of pounds per person.
  • Delay - Cover costs incurred by a long delay, such as food & drink or overnight accomodation.
  • Baggage - Your policy will provide cover if your bags or personal possessions are lost, damaged or stolen.
  • Medical - Depending on the medical provisions of your host country and the severity of your illness, ambulance and hospital bills could rise to life changing levels.
  • Although essential, an EHIC card alone does not provide adequate cover for medical costs when travelling within Europe.

Types of Travel Insurance Policy

Single Trip Icon

Single Trip Travel Insurance

Beach and palm treeSingle Trip Travel insurance is designed to cover you for a single holiday or trip. You choose the dates of your trip and confirm the number and age of the travellers. You can select cover for either an area (such as Europe or Worldwide) or you can specify a country.

You are covered for the cancellation of your holiday from the date you take out the policy so it is important to purchase your travel insurance as soon as possible after making a holiday booking.

Multi Trip Icon

Multi Trip or Annual Travel Insurance

If you go on holiday more than once per year you may want to consider a multi trip (annual) travel insurance policy. This type of policy can cover you for multiple trips abroad in any 12 month period. You need to consider the areas of the world you intend to travel before purchasing the policy.

Multi Trip policies normally have a limit on the number of days for any single trip, which will vary by policy and provider. With a Multi Trip policy you are only covered during the 12 Month period the policy is in force. This includes cancellation cover, so it is important when selecting a start date for the policy that you select the date you want this cover to come into force, not the date of your first trip.

Backpacker Icon

Backpacker or Extended Stay Travel Insurance

Get a Quote » Backpacker (extended stay) travel insurance provides cover for a single extended trip of 1 month up to 12 months in length.

Policy Options

Our comparison service allows you to select policy options in order to find a policy that meets your needs. These options include:

Cruise Icon

Cruise Cover

We believe your cruise cover should be comprehensive. As such, we will only quote you products that provide cruise specific cover, including:

Cruise Ship

  • Cabin confinement
  • Emergency airlift to hospital if required
  • Missed port
  • Unused Excersion

Note - not all comparison sites provide this.

By selecting cruise cover you can be confident that you will only be offered products that provide protection for you on your cruise holiday. Specific policy features and therefore cover provided will vary from provider to provider and it is therefore important that you read the policy features prior to purchase to ensure you have the protection you require.

Business Icon

Business Cover

Business cover provides extra cover for business travellers.

Winter Icon

Winter Sports

Emergency helicopter somewhere snowyWinter sports cover is a specific option for people going on a skiing or snowboarding holiday.

  • Off-piste activity
  • loss of ski pass
  • loss or damage to equipment
  • medical assistance

All of this cover varies between providers so you should always read your documents carefully to ensure it meets your winter sports needs.

Medical Conditions Icon

Pre-Existing Medical Conditions

If you have a pre-exiting medical condition then you need to select this option when requesting a quotation. You can then fill in a form to tell us about your condition(s) and in the majority of circumstances we can provide an online comparison from our panel of insurers that includes protection for your declared condition.

Please note: A pre-existing medical condition is any personal illness or medical condition that is known and existed prior to the purchase of an insurance policy.
If you fail to let tell us about your pre-existing condition(s), a future claim could be refused.

How do I Compare Holiday Insurance?

When you request a quotation at theidol.com you will see a number of quotes from the leading travel insurance companies and can easily compare the various quotes on price, benefits, cover limits and policy excesses.